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 | So, Mr. Gridley, your application for home insurance seems to be in order. I do have one question, off the record, if you don't mind me asking. |  |
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 | Sure ... shoot. |  |
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 | What factors led you to build your home at the base of an active volcano? |  |
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 | Cheap land. Plus I like the smell of molton lava ... I find it invigorating. |  |
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 | Yes, well.. ah.. you will hear from us as soon as your application is approved. (don't hold your breath.) |  |
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 | And did you notice? No problem around here with insects. Or birds either. |  |
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