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 | Ay der how you doin? People call me Billy Ray and this boy here be Darrel Jr. the 3rd. | |
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| We done hear ya'll are lookin to talk about credit scores. | |
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| Now I don't know nothin about credit and money, but Darrel Jr. the 3rd was in the city once. | |
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| I sure was! Did you know they bath themselves in the city? Anyhow credit score is a mathematical number created to help a lender evaluate the risk associated with lending a consumer money. | |
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| The city done scrambled this boys brain... | |
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| You can either have good or bad credit, i try to have good credit because it makes ma happy. | |
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