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 | Hey, can I give you a piece of advice you're sure to thank me for 10 or 15 years from now? |  |
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 | Are you kidding? Please! |  |
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 | Don't ever get yourself into a 30-year mortgage. I don't care if you have to couch surf till you're 40, just don't. Why? Because 30-years is half your adult life. |  |
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 | Wow. Thanks! |  |
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 | Oh, and here's some bonus advice: Be yourself. Unless you're an #ssh#le. Then be an #ssh#le. |  |
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 | I'm really lucky you come to this bar 5 or 6 nights a week. |  |
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