| "Bob" pays his dues late. |
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 | But I don't understand. | |
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| What is there to not understand? | |
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| Well why I should pay a late fee? | |
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| Ummm, because you have had 3 months to pay your dues in the first place. | |
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| But, I, ummm, was umm.. busy!! Yea... | |
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| Ok, sure. Aren't we all. | |
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