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 | hello, Sam. How are you? |  |
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 | I am fine, but a little tired. How are you today? |  |
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 | I am fine, but having some trouble. I am in a big problem that I don't know how to solve. |  |
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 | That's so bad. What kind of trouble are you in? Can I help you or not? |  |
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 | I need to borrow $100 for a medical procedure on Friday. But no one can lend them to me. |  |
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 | Don't worry about it. I can lend you the money. But please pay me back as soon as you can. |  |
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