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 | Well, we found the car you like, are you ready? |  |
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 | Yes! I have excellent credit! |  |
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 | Um..your credit report shows you have two bankruptcies and seven repossessions..all in the last month! |  |
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 | But my CreditHappy app on my phone says I have excellent credit! |  |
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 | Get out. Get out before I let the guard dogs loose. |  |
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