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 | Your current credit card balance is 50,000 dollars! | |
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| I have racked up a LOT of debt on my credit card! Why don't I just file for bankruptcy? | |
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| 2 weeks later when he files for bankruptcy |
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| All your debts are forgiven. | |
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| YAY!!!!!!!!!! | |
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| 2 years later when he applies for a loan |
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| I'm sorry sir. I can't give you this loan with your current credit rating. | |
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| Maybe I should have tried other ways to get out of my debt instead of jumping right to bankruptcy! | |
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