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| I'm in a lot of debt. I might have to file for bankruptcy | |
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| Do it only if you have to. | |
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| I hope I can still get loans. | |
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| I doubt you will be able to becuase it stays on your credit report for 10 years. | |
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| Dang that's horrible. Thanks anyway | |
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| Anytime, File for chapter 13! | |
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