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| I am the ghost of Bad Credit. I heard that you maxed out your credit card! | |
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| Yeah I did. Nothing bad could have happened. | |
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| You are wrong. Maxing out your credit cards makes your credit history look bad. You have to pay back anything as soon as possible!! Think of how your future will turn out! Who will trust you if you want s loan? | |
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| the ghost was right. What was I thinking?! Now who will trust me and hand me a loan? | |
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