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 | Do you know how to build credit? |  |
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 | Yes. You must first receive a loan then you must pay it off. |  |
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 | Do you always ahve to pay your bills with interest? |  |
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 | No. There is a time each month called the grace period where you don't have to pay interest on your credit card bill, but you must first build good credit to do this. |  |
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 | Okay, thank you. Now I can get my credit score up and lower my risk. |  |
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 | Your welcome, just remember that you must have good credit and low risk at all times to receive loans for a house, car, a credit card, ect. |  |
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