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| I need help with building credit | |
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| have you ever had a credit card my friend | |
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| No i thought i didnt need one because i normally paid with cash and my debit card | |
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| Do you want to own your own house or even car? Without credit you are considered a higher risk and you might not even be able to get a car or a house | |
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| Oh my goodness i didn't know that i really need to get me a credit card thanks for all the help | |
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| No problem anytime! | |
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